Terms and Conditions of Use

The following Terms and Conditions of Use apply to the entire group of websites created and provided by The Verdict and its affiliated entities, available for general viewing and use. For any The Verdict web pages, products, services that are available only to paid or trial subscribers, or otherwise only accessible by secure login. These The Verdict Terms and Conditions of Use are inclusive of, but not limited to, all written and graphic or design materials, underlying HTML or other source files, discussion groups, and e-mail features offered as part of any The Verdict website, all of which (with the exception noted above) are defined collectively as the “Site.”

1. oWNERSHIP, LICENSE & RESTRICTIONS ON USE

1.1 This Site contains proprietary material of The Verdict, which is protected by copyright and other laws respecting proprietary rights. The Site is also protected by copyright as a collective work and/or compilation, pursuant to U.S. copyright laws, international conventions, and other applicable copyright laws. The Verdict retains all rights in this Site and the materials herein, including (without limitation) all copyright and other proprietary rights worldwide in all media. You may not use this Site or any materials herein except as expressly permitted under these Terms and Conditions of Use.

1.2 The Verdict may change, suspend, or discontinue any aspect of the Site at any time, including the availability of any feature, database, or content. The Verdict may also impose limits on certain features and services or restrict access to parts or all of the Site without notice or liability.

1.3 You may not modify, publish, transmit, participate in the transfer or sale of, reproduce, create derivative works from, distribute, perform, display, or in any way exploit any of the content, software, materials, or Site, in whole or in part. In no event shall materials from this Site be stored in any information storage and retrieval system without prior written permission from The Verdict.

1.4 This Site and these Terms and Conditions of Use may be changed by The Verdict with or without notice. Please review this page on a regular basis for changes. Continued use of this Site following any change constitutes your acceptance of the change.

2. LINKING

You may provide hot links to this Site and/or publicly available portions of the Site, not protected by password or other control measures, provided:

(a) you notify The Verdict of such a link by sending an e-mail to [email protected],
(b) you do not remove or obscure, by framing or otherwise, advertisements, copyright notices, or other notices on this Site, and
(c) you discontinue providing hot links to this Site if notified by The Verdict.

3. PRODUCT & SERVICE AVAILABILITY IN FOREIGN COUNTRIES

This Site may contain references or cross references to Bloomberg Industry Group products and services that are not available in every country.

4. LIMITATION OF LIABILITY

A COVERED PARTY (AS DEFINED BELOW) SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER (INCLUDING, WITHOUT LIMITATION, ATTORNEYS’ FEES AND LOST PROFITS OR SAVINGS) IN ANY WAY DUE TO, RESULTING FROM, OR ARISING IN CONNECTION WITH THIS SITE, INCLUDING ITS CONTENT, REGARDLESS OF ANY NEGLIGENCE OF ANY COVERED PARTY.

“Covered Party” means The Verdict, its affiliates, and any officer, director, employee, subcontractor, agent, successor, or assign of The Verdict or its affiliates.

5. GOVERNING LAWS IN CASE OF DISPUTE; JURISDICTION

These Terms and Conditions of Use shall be governed by and construed in accordance with the laws of the State of Illinois, as they apply to agreements made and performed therein.

6. ENTIRE AGREEMENT; SEVERABILITY; SURVIVAL

These Terms and Conditions of Use incorporate by reference any notices contained on this Site and constitute the entire agreement with respect to your access to and use of this Site. If any provision of these Terms and Conditions of Use is unlawful, void, or unenforceable, then that provision shall be deemed severable from the remaining provisions and shall not affect their validity and enforceability.

7. INTELLECTUAL PROPERTY ISSUES

A. General Inquiries:

Please send general inquiries regarding intellectual property issues to: [email protected]

B. Copyright Agent for Copyright Infringement Claims (Digital Millennium Copyright Act):

The designated agent to receive notification of claimed infringement under Title II of the Digital Millennium Copyright Act is:

Pursuant to 17 U.S.C. 512(i) of the United States Copyright Act, The Verdict has adopted and implemented a policy respecting the copyright law that provides for the termination, in appropriate circumstances, of users of the Site who are repeat infringers. Without limiting any other of its rights and remedies, The Verdict may terminate access for users who are found repeatedly to provide or post protected content without the necessary rights and/or permissions.

All trademarks, service marks, and trade names of The Verdict are proprietary to The Verdict and its affiliates.

8. DISCLAIMER

While The Verdict attempts to include accurate information in the Site, occasional errors or omissions in content may occur. The Verdict will make reasonable efforts to correct these errors or omissions, but can make no representation regarding the accuracy of information provided. EXCEPT AS SPECIFICALLY PROVIDED ABOVE, THE SITE IS PROVIDED TO THE CUSTOMER “AS IS.” THE VERDICT MAKES NO OTHER WARRANTY OR REPRESENTATION, EITHER EXPRESS OR IMPLIED. BLOOMBERG INDUSTRY GROUP DOES NOT WARRANT THE ACCURACY, COMPLETENESS, PERFORMANCE, CURRENCY, OR FITNESS FOR A PARTICULAR PURPOSE OF THE SITE OR THE INFORMATION IT CONTAINS. BLOOMBERG INDUSTRY GROUP DOES NOT WARRANT THAT THE SITE IS ERROR-FREE IN CONTENT. BLOOMBERG INDUSTRY GROUP SHALL NOT BE LIABLE TO CUSTOMER OR ANY OTHER PERSON OR ENTITY FOR ANY DAMAGE CAUSED IN ANY PART BY CUSTOMER’S USE OF THE SITE, CUSTOMER’S RELIANCE ON THE INFORMATION CONTAINED IN THE SITE OR BLOOMBERG INDUSTRY GROUP’S SUPPORT SERVICES, OR FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, PUNITIVE, SPECIAL, OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW THE LIMITATION OR EXCLUSION OF IMPLIED WARRANTIES OR LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.

The Verdict disclaims all responsibility for any loss, injury, claim, liability, or damage of any kind resulting from, arising out of or any way related to (a) any errors in or omissions from this Site and its content, including but not limited to technical inaccuracies and typographical errors, (b) any third party websites or content therein directly or indirectly accessed through hot links in this Site, including but not limited to any errors in or omissions therefrom, (c) the unavailability of this Site or any portion thereof, (d) your use of this Site, or (e) your use of any equipment or software in connection with this Site.

Legal and other Advice. NOTHING ON THE SITE NOR ANY PORTION THEREOF CONSTITUTES ACTUAL LEGAL, TAX, ACCOUNTING, REGULATORY OR OTHER PROFESSIONAL ADVICE, OPINION, OR RECOMMENDATION BY The Verdict, ITS AFFILIATES, OR ANY CONTENT PROVIDER, including participating in discussion or downloading legal templates. Legal information is not the same as legal advice, which is the application of law to an individual’s specific circumstances. The information on this Platform is not a substitute for and does not replace the advice or representation of a licensed attorney. IF LEGAL OR OTHER PROFESSIONAL ASSISTANCE IS REQUIRED, THE SERVICES OF A COMPETENT PROFESSIONAL SHOULD BE SOUGHT. YOU ASSUME ALL RESPONSIBILITIES AND OBLIGATIONS WITH RESPECT TO ANY DECISIONS, ADVICE, CONCLUSIONS, LEGAL OPINIONS, RECOMMENDATIONS MADE OR GIVEN AS A RESULT OF THE USE OF THE SERVICES, INCLUDING WITHOUT LIMITATION ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE UPON CONTENT, OR INCORPORATING OR REFERENCING THE CONTENT. NO ATTORNEY-CLIENT RELATIONSHIP IS FORMED WITH The Verdict, ITS AFFILIATES, OR ANY SUPPLIER OF CONTENT THROUGH USE OF THE SERVICES. NONE OF THE SERVICES OR CONTENT SHALL CONSTITUTE OR BE CONSTRUED AS A RECOMMENDATION, SOLICITATION, OFFER, OPINION, BY The Verdict (ITS AFFILIATES OR ANY CONTENT PROVIDER). We recommend that you consult with a licensed attorney if you want assurance that the information on the Platform and your interpretation of it are appropriate for your particular situation. You should not and are not authorized to rely on this Platform as a source of legal advice. The use of this Platform does not create an attorney-client relationship between The Verdict and any user.

9. IF YOU DO NOT AGREE

IF THESE TERMS AND CONDITIONS OF USE ARE NOT ACCEPTABLE IN FULL, YOU MUST IMMEDIATELY TERMINATE YOUR USE OF THIS SITE.

Updated July 2025